plusvirtual

Take payments anywhere

Turn your laptop or smartphone into
a secure payment hub.

Pay by Link

Send secure payment links by
email, SMS or WhatsApp.

Pay by QR Code

Or, simply attach a QR Code
to your email or invoice.

Pay over the phone

Take payments securely over
the phone (MOTO).

51%
of card spending in Ireland happens remotely

Accept payments seamlessly through your own smart device without any additional software or hardware.

Get paid your way

Manage transactions anywhere, anytime. Collect payments seamlessly over the phone, or through customised payment links and QR Codes.

Why you’ll love it

Simplify operations

Simple to use

Get started in minutes, not days. Designed for those who need payments sorted fast.

No extra hardware

Take payments on your laptop, smartphone, or tablet in just a few clicks.

Unlimited users

One merchant ID covers your whole team with customisable access levels.

Total visiblity

Instantly see who’s paid, what’s still outstanding, and any payments that bounced.
5 minute application

No chasing invoices

Set up recurring payments once and save time on admin to focus on your business.

On-brand payments

Customise your payment links and buttons to match your brand’s colours and fonts.

What our clients say

Trusted by

Ready for a live demo?

See how quick and seamless it is to take payments remotely with a short demonstration of our platform.

FAQs

A Virtual Terminal is a secure, web-based application that allows you to accept credit card and debit card payments electronically without needing a physical card machine. Think of it as turning any internet connected device like a laptop, tablet, or smartphone into your payment processing system.

Virtual Terminals are excellent for any business that needs to take payments when the customer's card is not physically present (Card Not Present or CNP transactions). Popular use cases include:

  • Phone Orders (MOTO): Businesses that take orders over the telephone, such as restaurants taking reservations, service providers, or florists handling high-volume call-in orders for holidays.
  • Invoicing: Businesses that send out invoices via email and need a simple way for the customer to pay immediately without visiting a website.
  • Mobile/Remote Services: Companies like contractors, consultants, or technicians who process payments on location without carrying a physical card reader.

Not at all! You only need a smart device such as a computer, tablet, or smartphone with a web browser and internet access to send payment links and capture payment details for phone orders.

Yes! Switching is simple and hassle-free.

Pay by Link creates a secure, unique payment link you can send to a customer via email, SMS, or messaging app. Clicking the link takes them to a hosted page where they can quickly complete a payment using their preferred method.

Customers can use a wide range of options, including major credit and debit cards, and digital wallets like Apple Pay and Google Pay.

A QR code is generated, which encodes the payment request details (like the amount due and your merchant ID). The customer simply scans this code with their smartphone camera or a payment app to be directed to a secure payment screen.

Our Pay by Link system provides real-time tracking and notifications within your dashboard. You can monitor when the link was opened, when the payment was initiated, and when it was successfully completed.

Yes. Our Virtual Terminal has built in features that allow you to securely store customer tokenized details to process automatic, recurring payments for subscriptions or regular billing without needing to contact the customer each time.

Yes. The Paymentplus dashboard provides real time reporting and analytics. You can easily view transaction history, filter data by date or customer, issue refunds, and access detailed sales reports.

Our system incorporates industry standard fraud tools like Address Verification Service AVS and the Credit Card Verification Value CVV check. These help verify that the billing address and security code provided match the card issuer’s records, significantly reducing the risk of fraudulent transactions.